Mortgage workflow automation, one process at a time
Start with focused workflows that reduce repetitive manual work, then expand across processing, underwriting, closing, and custom operations.
From documents to reviewable output
A trigger fires, Loyola AI does the work, and you get a source-backed result you can check in seconds.
Trigger
New bank statement uploaded
checking_0492.pdf · 4 pages
Loyola AI workflow
- Classify & extract
- Parse accounts → 1003
- Cross-check vs. LOS
Reviewable output
AI summary
Workflows for the data-heavy work in every loan
From document intake to clear-to-close — each one configured around your process and the tools you already use, then extended by your team over time.
Documents
Classify & organize documents
As files arrive, Loyola AI recognizes each one and files it the way your team already works — your folders, your naming.
- Automatic classification and stacking order
- Keeps the latest version, clears duplicates
- Flags missing documents at intake
Paystub_Sep.pdf → Income
Chase_stmt_0492.pdf → Assets
URLA_1003.pdf → Application
W-2_2023 (copy).pdf → Duplicate
W-2 · 2024
Auto-filed to your folders & naming — missing items flagged at intake.
Extraction
Extract exactly the data you need
Reads any mortgage document and returns the structured fields you ask for — not a fixed set of canned fields.
- Custom extraction you define
- Handles new and non-standard documents
- Structured output built to your spec
Borrower
Employer
Base pay
YTD gross
Pay cycle
Custom fields you define — structured to your spec, no template.
Validation
Validate the file against its documents
Checks the data in your LOS and 1003 against the source documents — no more stare-and-compare. Mismatches raise an alert at intake.
- Validates LOS / 1003 against source docs
- Catches keying errors and stale data
- Points to the exact document
Note rate
Loan amount
Subject address
Monthly income
1003 shows $7,450
Mismatches flagged at intake, pointing to the document.
Income
Build reviewable income worksheets
Reads pay stubs, W-2s, and returns, then itemizes each by earning type — with every figure traced back to its source.
- Wage earner, self-employed (add-backs), and rental
- Pay stub itemization: base, OT, bonus, YTD
- Source-linked — review in seconds
Base pay
Pay stub · p.1
Overtime — 12-mo avg
Pay stubs · YTD
Bonus — 2-yr avg
W-2 · 2023–24
Every figure links to its source — review in seconds.
Assets
Review assets and source deposits
Reads each bank statement, parses out accounts and balances, adds them to the 1003, then surfaces items worth a look.
- Accounts and balances parsed into the 1003
- Large deposits flagged for sourcing
- Asset summaries and missing-document checks
Chase checking ••4092
Chase savings ••7741
Large deposit · $14,200
needs sourcing
Parsed into the 1003; large deposits flagged for sourcing.
Property
Read the purchase-contract package
Reads the contract, addenda, and counteroffers as one picture, extracts the terms, and keeps them current end-to-end.
- Closing price, key dates, contingency dates
- Concessions and cost allocations
- Updates as terms are amended
Purchase price
Seller credit
Close of escrow
Appraisal contingency
Financing contingency
Kept current across addenda and counteroffers.
Underwriting
Turn any checklist into a workflow
Define a checklist and Loyola AI verifies each item against the file, attaches the evidence, and surfaces what needs a human.
- Conditions (PTD/PTF), closing, investor, and QC
- Cleared / needs-review / missing, with evidence
- Catches gaps at intake, not at the closing table
Verify employment (VOE)
VOE · received
Source large deposit $14,200
Bank stmt · p.3
Updated hazard policy
expires before close
HOA master policy
not in file
Each item checked against the file, with the evidence attached.
Orchestration
Orchestrate the tools you already use
Loyola AI is the layer on top of your LOS that picks up your existing tools and puts them to work inside a task — the way a person would.
- Runs on top of your system of record
- Pulls property data, runs credit / AUS, orders verifications
- Writes results back to the LOS, email, and reports
Pull property data
Redfin · public records
Flood determination (FEMA)
Run AUS — DU / LPA
Write back to LOS · email
Uses the tools your team already relies on.
Ready to automate your first mortgage workflow?
Start with a focused workflow, launch quickly, and expand as your team sees value.